Invest

Become an owner
in Lomé


Two developments are on sale: the furnished apartments of Sika Resort and the villas of Zenia Villas. You buy in Togo, a stable country, with a single point of contact.

Aerial night view of East Lake Park
Opportunities

What you can buy today


For each type of property, you know the floor area and the starting price. The full floor-by-floor price list is in the investor dataroom, the space where we share detailed documents.

Sika Resort seen from the Bê lagoon

Sika Resort

108 units

The apartments are furnished, in a residence on the lagoon front. You live in yours, or you entrust it to us: you then receive 10% net per year, guaranteed for ten years. It is written into the contract.

Studio 54 m² from 60.7 M FCFA
1 bedroom 81 m² from 75.7 M FCFA
1 bedroom 99 m² from 86.6 M FCFA
2 bedrooms 148 m² from 141.1 M FCFA

Included services

  • Rental management, 24/7
  • 24-hour security
  • Concierge
  • Swimming pool
  • Fitness room
  • Landscaped garden

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Zenia villa seen from the front

Zenia Villas

More than 60 units

Each villa comes with the services of a grand hotel: a first in Togo. They also suit expatriate, executive and diplomat tenants.

3-level villa, 3 bedrooms and suite 406 m² from 500 M FCFA

Included services

  • Hotel-style services
  • 24-hour security
  • Maintenance
  • Two covered parking spaces
  • Access to the park amenities

Show me the development

These prices are indicative, exclude taxes and may change. The detailed price list and terms are available on request.

Guaranteed income

10% net per year, guaranteed for ten years, at Sika Resort


This income applies only to the Sika Resort apartments entrusted to our rental management, the hotel part of East Lake Park. It is written into the contract.

You receive 10% net every year

Reliance West Africa covers the management and running costs, such as electricity and water. That is why the income is called “net”.

The occupancy rate does not change your income

For ten years, you receive the same income, whether the property is let all year or only part of it.

The contract sets out all the terms

The detailed terms, including the basis of calculation, are in the contract. You read it before signing.

Financing

A mortgage with Coris Bank for Sika Resort


Reliance West Africa has signed a partnership agreement with Coris Bank International Togo. It sets the loan terms for buying an apartment at Sika Resort.

7.5% a year, excluding tax

The loan’s interest rate. The arrangement fee is 1%, excluding tax.

Up to 15 years

You repay over 180 months at most.

Up to FCFA 100 million

The maximum loan amount.

Repayment from rent

You can repay the loan from the apartment’s rent. Repayments then start after 12 months. Personal contribution: 20% of the price.

Terms taken from the partnership agreement between Coris Bank International Togo and Reliance West Africa. Loan approval is at the bank’s discretion.

The fundamentals

What Togo offers an investor


Tax advantages for eligible projects

Eligible projects benefit from partial corporate tax exemptions and customs advantages. Your advisor confirms the terms for your case.

Your capital moves freely

Togo is a member of WAEMU, the West African Economic and Monetary Union. Its currency, the CFA franc, is pegged to the euro. Current transactions are not subject to exchange controls.

Togo is one of the most stable countries in West Africa

The country has an established legal framework for real estate and foreign investment.

The port of Lomé serves five landlocked countries

The Autonomous Port of Lomé is their main maritime gateway. It makes the city a base for a company’s regional headquarters.

A rental clientele that is already here

In Lomé, expatriates, diplomats and company executives look for more high-end homes than the market offers.

Acquisition process

An advisor stays with you until handover


You have a single point of contact and every step is in writing. The procedure is designed for buyers who do not live in Togo.

  1. 01

    You tell an advisor about your project

    They clarify your needs, your constraints and the timeline that suits you. The conversation takes place remotely or on site.

  2. 02

    You visit and review the documents

    You visit the site privately, or remotely with a guide. You then access the dataroom: plans, detailed price lists, permits.

  3. 03

    You reserve with a clear contract

    The contract sets the payment schedule. If you live abroad, a secure procedure governs your payments.

  4. 04

    You follow the works until handover

    We send you written progress updates and help with the paperwork. After delivery, we can rent out your property for you.

Investor dataroom

Consult the detailed documents on request


The dataroom holds the business plan, the architectural drawings, the permits, the full price list and the financing plan. We open access once your request is approved.